The standard model for basic health insurance includes a free choice of doctor. If you are willing to partially relinquish this freedom, choose one of our alternative basic health insurance models. You will benefit from discounts and save without compromising on your entitlements: the benefits available under basic health insurance are legally stipulated and the same across all health insurers and models.
Our online premium calculator makes it quick and easy to calculate your discount with the following models:
Digital model with GP – KPTwin.smart
Ideal for those who want to manage their health via an app and consult their GP where necessary. The symptom checker in the app is the first port of call in the event of health problems. Medical advice is available 24/7 and from any location.
The monthly premium is 14 to 20% lower than with the standard model.
Telmed model with GP and pharmacy – KPTwin.win
Suitable for those who wish to flexibly choose between telemedical consultations, GP visits and advice from a pharmacy.
The monthly premium is 5 to 20% lower than with the standard model.
GP model – KPTwin.doc
On experiencing a health problem, people with the GP model always start by contacting their GP. If they need a specialist, their GP will give them a referral.
The monthly premium is 10 to 22% lower than with the standard model.
HMO doctors’ network – KPTwin.plus
In the event of medical problems, people with KPTwin.plus consult their network doctor and can remain completely hands-off with regard to referrals and notifications.
The monthly premium is 10 to 20% lower than with the standard model.
Medi model – KPTwin.easy
With the Medi model KPTwin.easy, the Medi24 telemedical advice centre is the first point of contact. People with this model save time and money thanks the combination of telemedicine and mail-order medicine.
The monthly premium is 10 to 14% lower than with the standard model.
Compare our basic health insurance models and find the perfect one for you: compare basic health insurance models.